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  1. #1
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    Default Financing for custom bikes

    Does anyone know where to get loans for custom motorcycles? It is easy to get financing for stock motorcycles but I'm finding it to be almost impossible to find a source that will deal with a custom bike.

    Most of the lenders that I have spoken with will only finance motorcycles that are listed in Kelly Blue Book or NADA guide so that they can look up the motorcycle value. Since custom motorcycles aren't listed, I imagine that getting a professional appraisal will be a part of the process.

    Does anyone have any leads?

  2. #2
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    If you have a newer car you could refinance it for money to buy a bike.

  3. #3
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    save your money, find a running project bike and hunt swap meets and not end up a slave to debt

  4. #4
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    We're very curious here.

    What kind of bike are you trying to finance?

    You can always get a personal loan and buy what ever you want...

  5. #5
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    Quote Originally Posted by CRFyou View Post
    We're very curious here.

    What kind of bike are you trying to finance?

    You can always get a personal loan and buy what ever you want...
    That was going to be my suggestion. Im not an expert on loans (because I dont like them) but if you have something paid off, like a car, I think you can use that as collateral for a personal loan...if you are trying to buy something for like 20k I doubt that would be a viable option though.

    Im also curious what youre trying to buy.

  6. #6
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    First post, really? Um, this is ChopCult. We build our bikes and our down and dirty lifestyle from the ground up with our own busted knuckles, sweat and dimestore tools. Credit is for the RUBs and we probably don't qualify anyway.
    I might suggest one of the "higher end" sites like Chopper Underground or Chopper Forums that feature those factory built "customs" for that kind of info.

  7. #7
    Twistedmetalman
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    One option if you own a home is an equity line of credit, can buy what you want and it's a write off to boot.

  8. #8
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    Quote Originally Posted by Twistedmetalman View Post
    One option if you own a home is an equity line of credit, can buy what you want and it's a write off to boot.
    Nothing like dumping the equity in your house (if you have any) for a motorcycle lol...thats like a guy I used to know who used to buy brand new motorcycles on credit cards. Talk about fucking yourself financially.

  9. #9
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  10. #10
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    But seriously - - - you may have a hard time with that man...
    But, you could always try here

    http://www.123-motorcycleloans.com/customs.htm

  11. #11
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    Quote Originally Posted by 2stroketim View Post
    But seriously - - - you may have a hard time with that man...
    But, you could always try here

    http://www.123-motorcycleloans.com/customs.htm
    Holy shit, 13-15% interest?!?! I cant believe that's even legal lol

  12. #12
    Trinda
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    I can't believe this thread exists.

  13. #13
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    Quote Originally Posted by Evidence View Post
    Holy shit, 13-15% interest?!?! I cant believe that's even legal lol
    You can do a lot worse, if your credit's bad enough lol

  14. #14
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    Do like the rest of us do, save your pennies and build what you can. If you need to finance a custom bike, you probably should be taking care of your every day finances first. Then build a bike when you have some cash saved up. Doesn't take more than a few grand and a few hand tools to make a nice chop in your garage.

  15. #15
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    Quote Originally Posted by 2stroketim View Post
    2stroke you fucker,i am kinda new here,that busted my cherry,and my wife was siting next to me too!!!!!!!!!

  16. #16
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    Quote Originally Posted by bobbarooski View Post
    2stroke you fucker,i am kinda new here,that busted my cherry,and my wife was siting next to me too!!!!!!!!!
    How many spins??

  17. #17
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    it got shut down fast.......maybe a half spin haha

  18. #18
    Jetblack
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    Haha the Norway Spiral strikes again; nothing like a spinning rocket eh?

  19. #19
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    Quote Originally Posted by Jetblack View Post
    Haha the Norway Spiral strikes again; nothing like a spinning rocket eh?
    never again...........crfyou i expected but not 2stroke...........TRUST NO ONE!

  20. #20
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    Get a job you dirty hippy.

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